Lakhpati Didi Yojana 2024: Friends, according to the information, it has been found that on February 1, 2024, Finance Minister Nirmala Sitharaman presented the interim budget of the country. In the budget speech, a target has been set to increase the number of Lakhpati Didis to three crores to make women financially strong and self-reliant. If you also want to take free skill training and start your own business, then you need to know about Lakhpati Didi Scheme. In this article we will give you complete information about Lakhpati Didi Yojana 2024, so that you can get benefits from this scheme.
On 15 August 2023, Prime Minister Narendra Modi announced the Lakhpati Didi Scheme from the Red Fort to economically empower women. This scheme is a medium to make the women of the country self-reliant by giving them skill development training. Under this scheme, the government provides interest-free loans ranging from Rs 1 to Rs 5 lakh to eligible women, so that they can start their self-employment. This is an important step to empower economically deprived women.
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Lakhpati Didi Yojana 2024: Overview
| name of the scheme | Lakhpati Didi Yojana 2024 |
| was started | Prime Minister Narendra Modi ji |
| Beneficiary | all the women of the country |
| Objective | providing self-employment to women |
| financial assistance amount | 1 to 5 lakh rupees |
| application process | Online / Offline |
| official website | https://lakhpatididi.gov.in/ |
Lakhpati Didi Yojana 2024 Latest Update
A webinar on “Raising Awareness on Diversity of Jute Craft” was organized under the chairmanship of Additional Secretary, Rural Livelihood on 13 June 2024. The objective of this webinar was to provide information about various aspects of Jute Craft and its diversity, thereby helping local artisans and entrepreneurs to improve their products and become more competitive in the market.
Further, a webinar on “Precision Irrigation Water Management” was organized under the chairmanship of Additional Secretary, Rural Livelihoods on 4 June 2024. The goal of this webinar was to educate farmers about precision irrigation technologies and new methods of water management, so that they can use water resources more efficiently and increase their crop yields.
These webinars are important steps in the field of rural development and livelihood improvement, providing various communities with the information and resources they need to strengthen and sustain their livelihoods.
Lakhpati Didi Yojana 2024 | What is Lakhpati Didi Scheme?
Lakhpati Didi is a member of a self-help group (SHG) with an annual household income of Rs 1 lakh (₹1,00,000) or more. This income is calculated on the basis of at least four agricultural seasons and/or business cycles, whereby their average monthly income exceeds ten thousand rupees (₹10,000) and this income is permanent.
Lakhpati Didi becomes a source of inspiration for the community not only for her income but also by adopting sustainable livelihood practices in her life, effectively managing resources, and achieving a better standard of living. Self-help groups have promoted collective action and mutual support, while also serving as a vehicle for financial literacy, skill development, and livelihood support. Notably, the focus is no longer just on social and financial inclusion,
Rather the focus is on motivating SHG members towards entrepreneurship. Their inherent skills and abilities enable them to move towards higher income groups. The Lakhpati initiative facilitates diverse livelihood activities, ensuring coordination between all government departments/ministries, private sector and market players. The strategy involves focused planning, implementation and monitoring at all levels.
objective of the plan
The main objective of this scheme is to provide interest free financial assistance to women to start self-employment, so that they can become financially strong. Additionally, the scheme aims to connect women with employment, improve their lifestyle, increase their income and make them self-reliant, thereby improving their economic condition and raising the standard of living of their families.
Benefits of Lakhpati Didi Scheme
- financial assistance: Every woman is given an interest free loan of Rs 1 to 5 lakh.
- self employment: Women can start their own enterprises.
- financial literacy: Women are taught financial literacy by organizing programs.
- Savings incentives: Women are encouraged to save.
- micro credit facility: Women get micro credit facility for small loans.
- skill development: Women are given vocational training and skill development training.
- digital banking: Women are motivated to use digital banking platforms.
- Insurance coverage: Women enjoy affordable insurance coverage.
Eligibility for the scheme
- It is mandatory for the applicant to be a native of India.
- Age limit should be between 18 to 50 years.
- SHG means All the women involved in self-help groups are eligible for this.
- The family income of the women applying should be less than Rs 3 per annum.
- No one in the applicant’s family should be in a government job.
Required Documents
- Aadhar card
- Address proof
- I Certificate
- age certificate
- Bank account statement
- mobile number
- Passport size photograph
Online application process in the scheme
- Visit the official website of Government of India.
- Now in front of you on the home page Lakhpati Didi Yojana 2024 The option will appear, click on it.
- Fill all the required information in the application form.
- Scan and upload the required documents.
- At last you will see Submit button, click on it and take print of the application form.
offline application process
If you are unable to apply online, you can also apply through the offline process. For this follow the following steps:
- The first thing you have to do is go to your block office.
- Get the application form of Lakhpati Didi Yojana from the concerned employee.
- Fill all the information asked in the application form correctly.
- Attach all the necessary documents along with the application form.
- Submit the filled application form along with all the required documents to the same office from where you received it.
- After submitting the application form you will get a receipt. Keep it safe.
Thus, you can apply for Lakhpati Didi Yojana offline.
conclusion
Lakhpati Didi Yojana is an important initiative to empower women financially and make them self-reliant. This scheme not only motivates women to start self-employment but is also a medium to bring positive changes in their lives. This step of the government will improve the lives of women and they will be able to realize their dreams.
