Pradhan Mantri Suraksha Bima Yojana 2024: Friends, according to the information it has been found that Pradhan Mantri Suraksha Bima Yojana 2024 Under this, everyone is getting insurance up to Rs 2 lakh, whether male or female. This scheme has been started by the Government of India,
We will also tell you how to apply for this scheme, and what are the features, eligibility, etc. Let us know:
What is Pradhan Mantri Suraksha Bima Yojana 2024 (PMSBY)?
friends, this One Accident Insurance scheme that is provided by Public Sector General Insurance Companies (PSGICs) and other general insurance companies. This scheme was started on 1 June 2015. It provides cover for one year and is available for renewal every year.
Key features of Pradhan Mantri Suraksha Bima Yojana 2024
- Accident In case of death due to death, the nominee receives an amount of Rs 2 lakh.
- If Accident In case of total disability, the insured person receives a sum of Rs 2 lakh. This includes the following situations: like the infinite or completeness of both the eyes the state of being lost, of both hands or feet loss of use and paralyzed ।
- Accident In case of partial disability due to diabetes, the insured person receives a sum of Rs 1 lakh.
Pradhan Mantri Suraksha Bima Yojana 2024 What is the premium?
- The annual premium for the plan is Rs 20, which is automatically deducted from the bank account of the insured.
What is covered under Pradhan Mantri Suraksha Bima Yojana 2024?
- of the insured AccidentOn voluntary death, a benefit of Rs 2 lakh is available.
- Accident causing loss of vision in both eyes, loss of use of both hands or feet, or total paralyzed In case of Rs. 2 lakh, a benefit is available.
- A benefit of Rs 1 lakh is available in case of losing sight of one eye or use of one hand or leg.
Details of Pradhan Mantri Suraksha Bima Yojana 2024
- benefits on death: 2 Lakh Rs
- Losing vision in both eyes or losing the use of both arms or legs: 2 Lakh Rs
- Losing the sight of one eye or the use of an arm or leg: 1 Lakh Rs
- The annual premium of the scheme is Rs 20 which is automatically deducted from the bank/post office account.
- The scheme is offered by public sector general insurance companies and other general insurance companies which implement it in partnership with banks/post offices.
- The coverage is for one year, i.e. from June 1 to May 31. The form has to be submitted by May 31 through automatic debit for enrollment or premium payment. Delayed enrollment is also possible with full annual premium.
Eligibility for Pradhan Mantri Suraksha Bima Yojana 2024
- age limit 18 to 70 years
- To enroll in the scheme, it is necessary to have an account in a bank or post office.
- KYC It is necessary to get it done with Aadhar card.
How to apply for Pradhan Mantri Suraksha Bima Yojana 2024?
Friends, follow the following steps to apply for Pradhan Mantri Suraksha Bima Yojana 2024:
- First of all you have to go to your nearest bank in which you have an account and also take your passbook with you.
- On reaching the bank, go to the accountant’s counter or the bank manager’s chamber.
- After this you have to activate Pradhan Mantri Suraksha Bima Yojana.
- After this the bank officials will start the Pradhan Mantri Suraksha Bima Yojana 2024.
How to Activate Pradhan Mantri Suraksha Bima Yojana 2024 through Internet Banking
- Log in to your bank’s Internet Banking account.
- Go to Insurance Section.
- Select account for premium payment.
- Fill in the details and confirm.
- Download the confirmation receipt and note the reference number.
Eligibility Criteria for Pradhan Mantri Suraksha Bima Yojana 2024
- age 18 years to 70 years
- premium Rs 12 annually, deducted through auto-debit
- Exit and rejoin with annual premium payment subject to conditions
- Accident causing death, Accident total disability due to
- policy time limit 1 year, for which you have a premium of Rs 20, that is, every year you will have to pay Rs 20 to keep this scheme running.
- Total Amount: Maximum Rs 2 lakh
